Gadget Insurance

Gadget insurance from just £1.99/month

Cover all of your devices – like phones, tablets, TVs, computers and more – against theft, accidental damage and breakdowns with Gadget Insurance from LetmeProtect. It features:

  • Instant Quote
  • Straight Forward Cover
  • 24/7 Online Claim Submission
  • Worldwide coverage
  • Live UK based Customer Support
  • Price that matches your needs
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Policy Features*

Drops & accidental damage

We repair almost all types of gadgets. If you dropped it or the screen of your gadget is cracked, you'll be covered up to the original purchase price.

Spills & liquid damage

Bathrooms, beaches and pools can be deadly. Your device will be either repaired or replaced if it's damaged as a result of accidentally coming into contact with water. So, if you accidentally drop your gadget into some liquid, pool or water resort, then the costs of repair as long as it doesn't exceed the original purchase price and doesn't exceed 2 claims per gadget, per insured peril within the policy year, will be covered.

Worldwide usage

Don't be scared! Keep your gadget with you while you travel abroad. Our policy includes worldwide coverage up to a maximum of 90 days in a year.

Unauthorised Calls, Texts or Data

If your device is lost or stolen and is used to make calls, sending texts or just a browse on the internet, which was not authorised and resulted in you being charged by the network, you'll be refunded up to £1000.


Yearly an average of over 280,000 mobile phone thefts are reported in the UK but if your device is stolen, it will be replaced.

*For full details of policy features, please read policy terms and conditions.

Excesses and Exclusions

Please be aware of these key eligibility requirements:

  • For new customers, your gadgets must be less than 18 months old at the start of the policy. If you are an existing customer who is renewing their protection policy, your gadget must be less than 30 months old at the time of renewal.
  • Only gadgets purchased as new directly from the manufacturer, network provider or a retail store with a VAT receipt are eligible for cover.
  • You must be 18 years or older and a UK resident.
  • Please ensure that your gadget is in full working order with all its functionalities at the time of buying the cover from us.

With regards to claims:

  • Two claims per item for each insured peril (Accidental Damage, Theft, Worldwide Use and Unauthorised Calls, Texts, Data Use)up to the original purchase price of the insured gadget.
  • An excess fee will be payable for each claim. For your first claim within the insured period:
    - Laptops, iPhones, smart phones or tablets are £50 per item
    - Other items are £25 per item
    - Worldwide claims are £75

For any subsequent claims during the policy year, please check your policy documents for the relevant excess fees payable.

Please take reasonable precautions to keep your gadget safe from theft, loss or damage as failure to do so may not result in your claim not being upheld.

For full details of Excesses, Exclusions and Eligibility requirements, please read to our full policy terms and conditions.

Why us?

Whether you want to insure a MacBook, iPhone, iPad, Android smartphone, Smart TV, the latest game console, a digital satellite receiver or a hi tech camcorder, LetmeProtect aims to deliver a great value protection policy for your gadgets.The policy offers cover in the event that your device is stolen, accidentally damaged or not working as it should be.

Our policy's key features are:

  • Accidental damage - you’ll be coveredup to the total original purchase price of all the devices to be covered.
  • Theft - if your device is stolen, it will be replaced with the same or similar device.
  • Worldwide cover - up to a maximum of 90 days annual worldwide coverage as standard.
  • Unauthorised calls, texts or data use - while your device is lost or stolen, you will be covered up to £1000.
  • Liquid damage - your device will be either repaired or replaced if it’s damaged as a result of accidentally coming into contact with water.

The other associated benefits of being covered with LetmeProtect are::

  • Instant NO OBLIGATION quote
  • Straight forward cover
  • 24/7 online claim submission
  • Live UK-based customer support
  • Prices that may match your needs
  • Monthly rolling direct debit option available
  • FCA regulated insurance cover

For full details, please read the policy terms and conditions. Any questions, give us a call on 08000 23 23 73 or drop us an email on

This insurance is arranged by Digital Experts UK Limited & underwritten by UK General Insurance Ltd on behalf of Great Lakes Insurance SE. Great Lakes Insurance SE is a German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. UK Branch office: Plantation Place, 30 Fenchurch Street, London, EC3M 3AJ.

Digital Experts UK Limited is an appointed representative of CBS AR Limited. CBS AR Limited and UK General Insurance Limited are authorised and regulated by the Financial Conduct Authority. Great Lakes Insurance SE, UK Branch, is authorised by Bundesanstalt für Finanzdienstleistungsaufsicht and subject to limited regulation by the Financial Conduct Authority and Prudential Regulation Authority. Details about the extent of their regulation by the Financial Conduct Authority and Prudential Regulation Authority are available on request.